Insurance
INSURANCE & WILDFIRE BASICS · HOME INVENTORIES
Steps to take if you…
…Lost homeowners
insurance
Report loss of coverage to the Washington Office of the Insurance Commissioner.
Shop around for a new carrier. Local human service organizations may be able to offer assistance.
As a last resort, consider the Washington State FAIR plan.
…Have homeowners insurance
Annually read and renew your insurance policy, working with your agent to understand what is and is not covered. Consider additional coverage if needed.
Keep an up-to-date home inventory, which will significantly ease the process should you ever need to file a claim.
…Need to file a
wildfire claim
Contact your insurance agent as soon as possible.
Don’t throw away damaged items until an insurance adjuster has been able to assess damage.
Ask your insurance agent about claim filing requirements and time limits (which vary company to company).
